:root{--navy:#101f38;--red:#c92432;--ink:#131720;--muted:#526071;--line:#dce3eb;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font:17px/1.65 system-ui,-apple-system,"Segoe UI",sans-serif}a{color:#ad1624;text-underline-offset:3px}a:focus-visible{outline:3px solid #c92432;outline-offset:4px}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.top{background:var(--navy);color:white}.top .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:17px 0}.logo{color:white;text-decoration:none;font-weight:850;letter-spacing:.02em;font-size:1.15rem}.logo strong{color:#ff5964}.top nav{display:flex;flex-wrap:wrap;gap:18px}.top nav a{color:white;text-decoration:none;font-size:.92rem}.eyebrow{color:var(--red);font-size:.8rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.hero{background:linear-gradient(110deg,#f0f3f8,#fff 67%);border-bottom:1px solid var(--line)}.hero .wrap{padding:75px 0 68px}.hero h1{font-size:clamp(2.2rem,5vw,4.5rem);line-height:1.06;max-width:840px;margin:12px 0 18px;letter-spacing:-.045em}.hero p{max-width:720px;color:#405066;font-size:1.12rem}.accent{color:var(--red)}.button{display:inline-block;background:var(--red);color:white;padding:11px 20px;text-decoration:none;font-weight:750;margin-top:10px;border-radius:4px}.button:hover{background:#a51d2b}main section{padding:45px 0}h2{font-size:clamp(1.55rem,3vw,2.2rem);line-height:1.2;color:var(--navy);margin:0 0 16px}h3{color:var(--navy);line-height:1.25}p{max-width:76ch}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(225px,1fr));gap:12px;margin-top:25px}.tile{display:block;border:1px solid var(--line);border-left:4px solid var(--red);border-radius:4px;padding:15px 18px;text-decoration:none;color:var(--navy);font-weight:750;background:white}.tile:hover{box-shadow:0 8px 25px #101f381c;transform:translateY(-2px)}.panel{background:#f2f5f9;border:1px solid var(--line);padding:23px;border-radius:5px}.panel p:last-child{margin-bottom:0}.cols{display:grid;grid-template-columns:1fr 1fr;gap:35px}.crumb{font-size:.9rem;color:var(--muted);padding:15px 0}.crumb a{color:var(--navy)}.note{border-left:4px solid var(--red);padding:15px 20px;background:#f8f9fb}.links li{margin:9px 0}.footer{background:var(--navy);color:#e7edf5;margin-top:45px;padding:30px 0}.footer a{color:#fff}.small{font-size:.9rem;color:#d0d8e3}@media(max-width:700px){.top .wrap{align-items:flex-start;flex-direction:column}.hero .wrap{padding:50px 0}.cols{grid-template-columns:1fr}main section{padding:32px 0}}